Waiting until 2027 trades today's negotiating power for a rate you could refinance into anyway. Scottsdale sits near 3.7 months of inventory and most metro Phoenix closings under $600,000 include seller money. Pillar Mortgage Group, NMLS #2700076
Arizona's 100 year assured water supply rule has slowed new subdivisions around metro Phoenix since 2023, and an April 2026 court ruling reopened the fight. Here is what it means for buyers, builders, and financing. Pillar Mortgage Group, NMLS #2700076
Arizona sellers typically pay 6% to 10% of the sale price at closing with commission included, or about 1% to 3% without it. Here is the full line item breakdown for Phoenix and Scottsdale sellers in 2026. Pillar Mortgage Group, NMLS #2700076
Rent vs buy in Phoenix 2026: what owning a $454,699 median priced home costs a month at the 7.32% Freddie Mac average with 3.5% down, how much equity five years builds, and how to compare it with your rent. Pillar Mortgage Group.
The Phoenix housing market in July 2026 favors buyers: inventory is up 15-20% and over a quarter of listings have cut prices. Here is how to use that leverage in Arizona. Pillar Mortgage Group, NMLS #2700076.
The Phoenix housing market in June 2026 is balanced: median price near $464K, 1.57 months of supply, and homes selling in about 51 days. Here is what Scottsdale and Metro Phoenix buyers should know. Pillar Mortgage Group, NMLS #2700076.
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).